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Our history
Partnering with Credit Unions and CDFIs

We’ve been trading since 2015, working with Credit Unions and CDFIs in the UK to offer ethical and responsible financial products to near prime consumers.

To support the ambitions of our financial institutions we created and manage the Community Finance Network.

In 2018 we set up My Community Finance, a consumer facing brand and marketing platform, to generate leads and allocate loans to the Credit Unions and CDFIs in the Community Finance Network.

Community Finance Network

We formed the network together with ambitious ethical lenders with the aim to offer affordable credit to borrowers who are unable to access prime credit and run the risk of falling into the arms of high cost lenders.

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My Community Bank
My Community Bank has grown out of a credit union called Brent Shrine Credit Union which was first formed in 1979 to serve people living or working in the London Borough of Brent. Since then, their common bond has extended a number of times to include members and supporters of a wide range of organisations and associations across the UK.
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Castle Community Bank
Castle Community Bank was formed late in 2016 following the merger of two long established credit unions: Castle Credit Union and North Edinburgh Credit Union, who had been serving the communities of Craigmillar and North Edinburgh for over 30 years. Castle Community Bank now serve anyone who lives or works across most of Scotland.
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My Community Finance
My Community Finance is our consumer facing brand that supports the Credit Unions by generating leads, taking deposits and allocating loans to our network.

Our network in numbers


current loan book


active customers


total amount of loans given

Our ecosystem

Gojoko is our bespoke front to back fintech platform which is tailored to the needs of Credit Unions and covers the whole spectrum of savings and loans.

The platform is a combination of best in class software suppliers such as Mambu, Modulr, ADP, AWS etc built around an in-house micro-services and orchestration platform allowing for automated Credit, KYC, Fraud, affordability and identity checks. We carefully select our partners to make sure that we can provide a superior service.

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Our platform in numbers


loan quotes per month


fastest disbursement rate


customers served

Launching our new brand

Based on the success rate of our ecosystem, we launched a new consumer facing brand helping even more customers gain access to fast, fair and affordable credit.

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Reevo Money
Reevo Money is our consumer facing brand operating with its own balance sheet and serving a wider range of customers.
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Our philosophy has been to build a fintech ecosystem leveraging the best in class software providers such as Mambu, Modulr, ADP, AWS etc. to give our customers the best access to affordable credit.

Tobias Gruber, CEO
We are proudly supported by
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Discover more about our services

We grow Credit Unions. We work with the  boards and members of credit unions to deliver sustainable growth for their organisation and to improve the financial well-being of their members.

We also support the Credit Unions through the provision of capital to grow their lending books, and have opportunities for investors to make superior returns by investing in the Credit Unions' capital structures.

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